BOB Home Loan Online at the Lowest Interest Rates

BOB Home Loan : The first step is the home loan. The amount you borrow from a housing finance company or bank to buy a house of your choice or to build your dream house is called a home loan. The additional amount paid on this amount is the interest rate.

Many banks and NBFC companies offer loans. And the interest rates are also different for everyone. This article provides more information about Baroda Home Loans and their interest rates through BOB Home Loan Online at the Lowest Interest Rates. Get a customized home loan to suit your financial needs and fulfill your dream of owning a home. 

BOB Home Loan Online at the Lowest Interest Rates

Are you dreaming of buying your own residence? Choose Bank of Baroda Home Loan.

Our BOB home loan is packed with many exclusive features and benefits for aspiring homeowners. Our housing loans can be used for various purposes.


Article Name: BOB Home Loan Online at the Lowest Interest Rates

Article sub-information: Information about BOB Home Loan Online

Purpose of Article: Purpose of providing BOB Home Loan information

Official Website:


BOB Home Loan Online at the Lowest Interest Rates: Baroda home loan offers the following benefits:

  • Low interest rates
  • Low processing charges
  • Higher loan amount
  • Free credit card
  • long term
  • Easy top-up loan


BOB Home Loan Online at the Lowest Interest Rates : The following features are found:
  • Home loan products to suit the needs of every customer
  • The amount of home loan sanctioned varies depending on the location and income of the applicants.
  • Low interest rates
  • Low processing fees
  • There are no hidden charges
  • There is no prepayment penalty
  • The interest rate is linked to the Bank of Baroda Repo Linked Lending Rate (BRLLR) and resets monthly.
  • Interest charge on daily reducing balance
  • Repayment up to 30 years
  • Moratorium period up to 36 months after disbursement of loan amount.
  • Generally, we accept mortgages on constructed or purchased property as collateral. In some cases, collateral for home loans can be accepted in the form of insurance policies, government promissory notes, shares and debentures, gold ornaments and other property etc.


  • Type of residence
  • Resident Indians
  • Non-Resident Indians (NRIs) Indian passport holders or Persons of Indian Origin (PIOs) Foreign passport holders or Overseas Citizens of India (OCIs)
  • Minimum age
  • Applicant:- 21 years
  • Co-applicant:- 18 years

Interest rates & charges

Product Conditions Effective Rate of Interest
  • Baroda Home Loan for Non-Staff Members for Salaried 8.25% to 9.85%
  • Non-salaried 8.30% to 9.95%
  • Baroda Home loan to staff members 8.50%

Is Bank of Baroda a Government Bank?

Bank of Baroda (BOB), established on July 20, 1908, is an Indian state-owned banking and financial services institution headquartered in Vadodara (formerly known as Baroda) in Gujarat, India.

How can I check my BOB account balance?

All customers who have registered their mobile number can get the balance of their accounts by just giving a missed call from their registered mobile number on 8468001111.

Bob toll free number

Toll free number
  • 1800 258 44 55
  • 1800 102 44 55

Important Link

Official Notification


Important Documents


How much interest is applicable on home loan?


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