Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana : Government of India is trying to provide life protection to the citizens of the country. There are many insurance schemes in force in the country. Pradhan Mantri Suraksha Bima Yojana, Farmer Accident Bima Yojana, Vidyadeep Bima Yojana etc. schemes are implemented. "Pradhan Mantri Jeevan Jyoti Bima Yojana" has been implemented for people aged 18 to 50 years of the country. So let us get complete information about PMJJBY today.

 Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana is a central government scheme. In which the person will have to pay Rs.330 annually from his bank account for this scheme. Which can also be auto-debited for the next year. Under the Pradhan Mantri Jeevan Jyoti Vima Yojana, the benefit of the insurance cover will be Rs 2.00 lakhs sum assured if the person dies due to any reason (natural/accidental).

Article Name

Jeevan Jyoti Bima Yojana 


Indian citizen

Insurance amount 

Rs 330 (for 1 year)

Sum insured

2 lakh rupees

Helpline Number

1800 180 1111 / 1800 110 001

Official Website

PMJJBY Form in PDF Gujarati


PMJJBY Scheme Details

The benefit of PMJJBY (Jeevan Jyoti Bima Yojana) is available to Indian citizens only. And those who have a savings account in the bank, can be linked to this scheme. The customer has to deposit the health certificate from the doctor in the bank.

When is PMJJBY Yojana premium payable?

The annual premium of Pradhan Mantri Jeevan Jyoti Bima Yojana is due on 31 May. Or Auto-Debit is done if the premium has been paid earlier. If your bank balance is not there at the end of May, the policy gets cancelled.

Who can benefit from MJJBY scheme?

Pradhan Mantri Jeevan Jyoti Bima Yojana Benefit is available to citizens of India. In case of natural or accidental death of a person under this scheme, Rs.2.00 lakh will be given. The sum assured will go to the family of the deceased.

  • People aged 18 years to 50 years will get benefit of this scheme.
  • A person will get the benefit of this scheme in any one bank even if he has accounts in other banks.
  • Aadhar card should be linked with bank account.
  • The beneficiary should have paid the mandatory Rs.330 premium by 31 May and should have made an entry in the bank passbook for verification purposes.
  • As this scheme is Auto-Debit, it is mandatory to have a minimum balance in the bank for the premium.

Important document

  • Aadhar Card
  • Bank Passbook
  • Mobile number
  • Another identity card
  • Passport size photos

How To Online Apply Pradhan Mantri Jeevan Jyoti Bima Yojana?

Application for “Pradhan Mantri Jeevan Jyoti Bima Yojana Form” can be made at any nationalized bank. Where all the details have to be filled in the application form. In which the person's name, address, mobile number etc. information has to be filled. All the documents have to be submitted to avail the benefit of this scheme. Such as doctor's health certificate, bank passbook, passport size photo, Aadhaar card etc. have to be deposited.

Important Link

Official   Website


Pradhan Mantri Jeevan Jyoti Bima Yojana Claim Form 


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