Mahila Samridhi Yojana business loan

Mahila Samridhi Yojana business loan : Mahila Samridhi Yojana Gujarat Government Launched Mahila Samridhi Yojana For The Women who are doing their own business & not have that many funds.  


Mahila Samridhi Yojana Highlight

Scheme Name 

Mahila Samriddhi Yojana (MSY)


Gujarat Backward Class Development Corporation


Backward class women of Gujarat

Assistance Available

Loans for starting a business

Helpline Number

(079) 23257559

Official Website

Mahila Samridhi Yojana business loan

Mahila Samriddhi Yojana 2022 is a scheme released by the Gujarat government for the development of women. Efforts have been made to make women self-reliant through this scheme. Women are given assistance by the government to start their own small businesses.

This scheme has been announced by Social Justice and Empowerment Department of Gujarat Government across Gujarat. Applicants have to apply online to avail this scheme.

New Business loan government mahila Samridhi

This scheme is released for the development of Gujarat nomadic and liberated caste living in Gujarat. Only women can avail this scheme

Main objective of the Mahila Samridhi Yojana

Through this scheme, the scheme works to provide micro-credit to target group women and self-employed women entrepreneurs to create self-employment for women of nomadic and free castes.

This scheme allows women to do business/business of their choice.

Eligibility to get loan

To avail the benefit of this scheme the applicant should be nomadic or freed caste women.

  • With effect from 01/04/2018, the annual income limit of your family will be up to Rs.3 lakh, within which at least 50% of the total loan amount will be allocated for families with annual income up to Rs.1.50 lakh.
  • Applicant’s age should be at least 21 years and not more than 50 years on the date of application.
  • Applicant should have experience in case of technical and skilled business/ profession.
  • The applicant has to provide adequate security for taking the loan.
  • Salient features of the Mahila Samridhi Yojana
  • The maximum loan limit will be up to Rs.1,25,000/-.
  • The rate of interest will be 4% per annum
  • Under this scheme, 100% of the business/business amount will be loaned.
  • The loan amount will be 95% National Corporation, 5% State Government contribution and 0% beneficiary contribution.
  • The loan amount has to be repaid in 48 equal monthly installments including interest.

Mahila Samridhi Yojana Benefits 

  • The maximum loan amount available in Mahila Samriddhi Yojana is Rs.1.25 lakh.
  • The interest rate in these schemes is 4 percent per annum.
  • In these schemes, 95 per cent of the unit cost will be provided as loans, with 95 per cent coming from the national corporation and 5 per cent from the state government.
  • This loan needs to be repaid in 48 monthly installments, inclusive of interest.

Important Documents

  • Applicant’s income
  • statement
  • Instance of caste of the applicant
  • Proof of Residence (Aadhaar Card, Electricity Bill etc.)
  • Paradigm for business
  • Copy of first page of bank passbook

HowTo Apply Mahila Samridhi Yojana business loan

  • First of all you have to go to the website of Gujarat Backward Class Development Corporation.
  • Select the plan and click on the Apply Now button.
  • Then you have to fill all the details in the form and click on the submit button.
  • After filling the form, you have to keep the confirmation number written in front of you.
  • If you want to edit your application, click on Edit Application.
  • After that photo and signature have to be uploaded, for that you have to go to the Menu button and click on Upload Photo.
  • Then you have to upload the document.
  • Then you have to click on Confirm Application button to forward the application.
  • Now you will see the print of the form you have filled in, you have to take a print of it.

Important Link

Official Website


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